Insurance Coverage


US Box Lacrosse Association (USBOXLA) provides both liability insurance and accident insurance. Accident insurance is not intended as a replacement for one's own medical insurance. Below is a summary of the liability and accident insurance policies provided to US Box Lacrosse Association (USBOXLA) members .

 

General Liability for 2013/2014

 

Coverage Detail

 

Limits of Liability

Description

$1,000,000

Per Occurrence

$1,000,000

Annual Aggregate, Other Than Products

$1,000,000

Annual Aggregate, Products and Completed Operations

$2,000,000

Personal and Advertising Injury

$1,000,000

Premises Damage Liability

Excluded

Medical Expense Each Person

not applicable

Deductible – Property Damage Per Occurrence

no coverage

Employee Benefits Liability Limit

$1,000,000

Sexual Abuse each Occurrence and in the Aggregate

$1,000,000

Legal Liability to Participants (see policy conditions)

$25,000

Crisis Response Each Crisis Event and in the Aggregate

No Coverage

Liquor Liability each Common Cause and in the Aggregate

 

Additional General Liability Coverage Detail

 

Limits

Description

$4,000,000

Per Occurrence

$4,000,000

Annual Aggregate Limit

none

Retained Limit



     

Accident

 

Blanket Accident

 

Limits

 

Description

$50,000

 

Accident Medical – Excess Limit

$500

 

Deductible – if benefits paid on an excess basis

$1,000

 

Deductible – if benefits paid on a primary basis

$10,000

 

Accidental Death & Special Loss

 

Covered Activities:

Class 1 - Amateur practice and play for US Box Lacrosse including travel directly to and from an event with the entire group.

 

 
 
US Box Lacrosse Association (USBOXLA)