Insurance Coverage
US Box Lacrosse Association (USBOXLA) provides both liability insurance and accident insurance. Accident insurance is not intended as a replacement for one's own medical insurance. Below is a summary of the liability and accident insurance policies provided to US Box Lacrosse Association (USBOXLA) members .
General Liability for 2023/4
Coverage Detail
|
Limits of Liability |
Description |
|
$1,000,000 |
Per Occurrence |
|
$3,000,000 |
Annual Aggregate, Other Than Products |
|
$2,000,000 |
Annual Aggregate, Products and Completed Operations |
|
$1,000,000 |
Personal and Advertising Injury |
|
$300,000 |
Premises Damage Liability |
|
Excluded |
Medical Expense Each Person |
|
not applicable |
Deductible – Property Damage Per Occurrence |
|
no coverage |
Employee Benefits Liability Limit |
|
$1,000,000 |
Sexual Abuse each Occurrence and in the Aggregate |
|
$1,000,000 |
Legal Liability to Participants (see policy conditions) |
|
|
|
|
No Coverage |
Liquor Liability each Common Cause and in the Aggregate |
Additional General Liability Coverage Detail
|
Limits |
Description |
|
$2,000,000 |
Per Occurrence |
|
$2,000,000 |
Annual Aggregate Limit |
|
none |
Retained Limit |
Accident
Blanket Accident
|
Limits |
|
Description |
|
$500,000 |
|
Accident Medical – Excess Limit |
|
$250 |
|
Deductible – if benefits paid on an excess basis |
|
$250 |
|
Deductible – if benefits paid on a primary basis |
|
$10,000 |
|
Accidental Death & Special Loss |
Covered Activities:
While participating as a member of the team in a scheduled game, an official tournament game, or in a practice session of the team.